RIN>6 is considered as good for RNA analyses like RNA-Seq etc. But if you think degradation is also part of your extraction, one Unit can be compromised but risk is always urs.
I am sorry to dissapoint you but I do not think that it makes any sense to think about RIN in urine or in other biofluids, unless they are heavily contaminated with cells. The RIN is calculated by the ratio between the abundance of ribosomal RNAs (big/small), so if you are working with a fluid (plasma, urine, tears, saliva, etc...), I would not expect to have ribosomal RNA.