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Questions related from Ayodeji Bamidele Owoeye
Banking concentration negatively affects financial inclusion in Nigeria by increasing the cost of financial services and limiting access for the unbanked population, as large, concentrated banks...
4 weeks ago 3,090 3 View
Poverty eradication in sub-Saharan Africa is most effective through a holistic approach that integrates both government-led and private sector-driven strategies, recognizing that neither can...
4 weeks ago 5,404 1 View
Globalisation creates complex, often contradictory impacts on informality in sub-Saharan Africa, leading to both growth and potential suppression of the informal sector, with outcomes dependent on...
4 weeks ago 5,173 1 View
Globalization is not "all good" but a complex and multifaceted process with both positive and negative consequences. In Africa, the impact of globalization on poverty has been particularly mixed,...
4 weeks ago 5,007 4 View
Academic stress is a important factor nowadays for undergraduate students?
13 August 2025 9,304 3 View
Key challenges include: Limited ESG awareness and expertise, Weak regulatory enforcement, Inadequate ESG data and reporting standards, High cost of ESG compliance, Low investor demand for ESG...
29 June 2025 4,270 3 View
Board independence is critical to ESG oversight. Independent directors bring objectivity, enhance transparency, and challenge executive decisions—especially on sustainability risk and ethical...
29 June 2025 4,583 2 View
Effective strategies include: Strengthening ESG education and capacity-building, Developing local ESG data infrastructure and reporting frameworks, Offering incentives (e.g., tax or capital...
29 June 2025 9,282 4 View
ESG disclosures are encouraged but not yet universally mandatory. The Nigerian Exchange Group (NGX) issued Sustainability Disclosure Guidelines in 2019, requiring listed companies to report on ESG...
29 June 2025 904 2 View
ESG integration is strengthening anti-corruption mechanisms through enhanced governance structures. Financial institutions are embedding ethical codes of conduct, internal audits, and...
29 June 2025 9,706 2 View
Most Nigerian banks have adopted the Nigerian Sustainable Banking Principles (NSBP) introduced by the Central Bank of Nigeria in 2012. These principles mandate financial institutions to integrate...
29 June 2025 3,620 2 View
Boards provide oversight, define strategic priorities, and ensure ESG is embedded in both risk and opportunity frameworks. Their leadership is essential to long-term success.
28 June 2025 816 1 View
Junior academics can learn a great deal from senior academics, particularly in areas like research strategies, mentorship, navigating the academic landscape, and understanding institutional...
20 June 2025 2,517 4 View
Reputable publishing firms like Elsevier, Springer, Sage, and Wiley look for several key factors when considering a journal for publication. These factors include international focus, a strong...
20 June 2025 3,603 1 View
If it is mixed research, does it can be conducted without interview?
15 June 2025 7,866 5 View
The most common route to a PhD in the UK is the traditional route, involving independent research culminating in a thesis. This can be studied full or part-time, with most full-time students...
10 June 2025 2,464 3 View
Yes, a semi-structured questionnaire can be a suitable method of data collection for a mixed-methods research design. It allows for a combination of structured and unstructured questions, offering...
10 June 2025 5,574 11 View
Macroeconomic variables such as interest rates, inflation, exchange rates, and political stability significantly impact firm valuation. For example, high inflation or currency volatility increases...
10 June 2025 5,690 13 View
Digital banking bridges geographic and economic gaps by enabling access to financial services through mobile and online platforms. In rural Europe, where physical bank branches are declining,...
10 June 2025 6,145 3 View
To increase domestic inflows into the economy, the Central Bank can use several tools, primarily focused on influencing interest rates and the money supply. These include lowering interest rates...
10 June 2025 9,687 3 View
Financial modelling allows firms to simulate different economic scenarios and understand their impact on firm performance. Techniques such as Monte Carlo simulation and Value-at-Risk (VaR) enable...
10 June 2025 8,426 3 View
Critical appraisal is the systematic evaluation of a research paper to identify methodological flaws and determine the quality of the evidence. It involves considering the validity and rigour of...
10 June 2025 928 4 View
Commonly used datasets include: CRSP (for historical stock prices) Compustat (for firm-level financial data) Bloomberg/Reuters (for real-time and global data) MSCI or Morningstar (for...
10 June 2025 174 2 View
Financial literacy is key to the adoption and effective use of digital banking tools. It reduces fraud vulnerability, improves savings and credit behavior, and enhances financial inclusion....
03 June 2025 4,700 3 View
Capital markets provide SMEs with access to long-term financing, especially via secondary boards or SME-focused exchanges. Equity financing helps reduce debt dependency and enhances growth...
03 June 2025 4,121 5 View
The pandemic accelerated the shift to digital assets, ESG investing, and risk-averse strategies. Investors are now more focused on resilience, sectoral agility (e.g., healthcare and tech), and...
03 June 2025 5,001 3 View
Instruments like currency futures, commodity options, and CDS (credit default swaps) can mitigate exposure to geopolitical shocks. Portfolio managers often deploy volatility indices (e.g., VIX...
03 June 2025 7,611 4 View
Interest rate volatility in Nigeria is significantly associated with stock market performance. Rising rates often lead to capital outflows and lower equity prices, particularly in...
03 June 2025 282 5 View
Board diversity (in terms of gender, independence, and expertise) is linked to more prudent risk-taking. In emerging markets, concentrated ownership and weak regulatory enforcement can undermine...
01 June 2025 3,029 8 View
AI improves credit risk assessment by analyzing non-traditional data (mobile usage, social behavior, transaction patterns). This enables microfinance institutions to extend credit to thin-file...
01 June 2025 3,973 0 View
In volatile markets, models like Monte Carlo Simulation, ARIMA-GARCH, and machine learning algorithms (e.g., Random Forests, LSTM networks) provide robust forecasting. These models capture...
01 June 2025 5,542 3 View
ESG performance increasingly influences investor decisions. Firms with strong ESG ratings experience lower cost of capital, higher investor confidence, and better long-term valuation. Empirical...
01 June 2025 6,460 1 View
Challenges include regulatory fragmentation, cybersecurity risks, digital literacy gaps, and limited infrastructure. Despite these, digital banking is expanding rapidly through mobile platforms....
01 June 2025 3,109 1 View
Basel III strengthens capital requirements and introduces liquidity coverage and leverage ratios, enhancing banking system stability. In developing countries, implementation challenges exist due...
30 May 2025 6,062 2 View
Digital banking significantly enhances financial inclusion by lowering transaction costs, expanding access to unbanked populations, and enabling real-time financial services. Mobile banking and...
30 May 2025 2,081 5 View
Cryptocurrencies offer diversification benefits due to low correlation with traditional assets. However, their high volatility, regulatory uncertainty, and lack of intrinsic value pose risks....
30 May 2025 8,627 2 View
While the Altman Z-score remains a popular tool for bankruptcy prediction, its reliability can vary across industries and economic cycles. In modern economies, with the inclusion of intangible...
30 May 2025 1,464 2 View
Financial modelling allows for the simulation of multiple risk scenarios, stress testing, and sensitivity analysis. Models such as CAPM, Black-Scholes, and Value at Risk (VaR) help quantify risk...
30 May 2025 6,422 1 View
Key factors include pre-IPO firm fundamentals (profitability, leverage, and growth prospects), macroeconomic conditions, underwriter reputation, and investor sentiment. Additionally, governance...
30 May 2025 2,720 3 View
Machine learning enhances predictive analytics in credit scoring, fraud detection, and algorithmic trading. In research, ML models support big data analysis, uncover nonlinear relationships, and...
30 May 2025 3,270 4 View
Panel data regression, fixed/random effects models, Generalized Method of Moments (GMM), and time series analysis are commonly used. Structural equation modelling and quantile regression can be...
30 May 2025 2,166 2 View
Strong corporate governance mitigates agency problems, enhances transparency, and builds investor confidence, directly influencing firm valuation. In emerging markets, where enforcement may be...
30 May 2025 5,801 1 View
The decline in NPL ratios across EU banks (e.g., reaching 1.85% in Q2 2022) has contributed positively to financial stability. This improvement reflects stronger credit risk management, improved...
30 May 2025 2,956 1 View
Understanding cognitive biases, emotional regulation, and neural plasticity can help educators design learning environments that promote engagement, motivation, and retention.
29 May 2025 1,138 6 View
Qualitative methods provide rich, contextual insights, while quantitative methods offer generalizability and statistical power. A mixed-methods approach can combine the strengths of both.
29 May 2025 9,668 2 View
AI can be used in healthcare for diagnosis, personalized medicine, and streamlining clinical workflows. AI-powered chatbots can also improve patient engagement and education
29 May 2025 7,791 4 View
Collaboration between researchers and policymakers is crucial for developing evidence-based policies that support climate resilience and adaptation in vulnerable communities.
29 May 2025 7,825 2 View
Blockchain can increase transparency, security, and efficiency in supply chain management, but it also raises concerns about scalability, interoperability, and regulatory compliance.
29 May 2025 1,312 4 View
Climate change affects global food security by altering temperature and precipitation patterns, leading to crop failures, reduced yields, and changed growing seasons. This can have significant...
27 May 2025 4,472 9 View
Thematic analysis involves identifying and coding themes within qualitative data, while content analysis involves analyzing the frequency and meaning of specific words or phrases. Both techniques...
27 May 2025 5,081 10 View
Surveys are useful for collecting data from a large sample size and can be administered quickly, but may lack depth and nuance. Interviews, on the other hand, provide rich and detailed insights,...
27 May 2025 8,379 1 View
Researchers can effectively collaborate with policymakers by engaging in ongoing communication, providing actionable and relevant research findings, and building trust and credibility through...
27 May 2025 849 5 View
A well-developed capital market is crucial for Nigeria to achieve a $1 trillion economy. Here's how: *Key Contributions* - *Mobilizing Capital*: The capital market helps mobilize long-term...
27 May 2025 4,906 3 View
Financial inclusion means that individuals and businesses have access to and use affordable financial products and services that meet their needs, which are delivered in a responsible and...
22 May 2025 6,534 3 View
China Birth Rate Crises. China is currently grappling with a significant demographic crisis, marked by a declining birth rate and an aging population. In 2024, the country's population...
22 May 2025 315 2 View
The Central Bank of Nigeria - Monetary Policy Committee met on May 21st 2025 and decided on the followings. 1. Retain the MPR at 27.50 per cent.2. Retain the asymmetric corridor around the MPR...
22 May 2025 1,515 3 View
Capital markets play a pivotal role in the financing and growth of firms by providing access to long-term funding, enhancing liquidity, and promoting efficient allocation of resources. The capital...
20 May 2025 9,768 2 View
I will answer this question in the context of Nigeria. I have provided some discussions below on how to sustain private investment and boost economic growth in Nigeria. The following strategies...
20 May 2025 1,919 5 View
Apprenticeships in the UK have a long and storied history, tracing back to medieval craft guilds. Today, they are undergoing another transformation, one of many and one that could reshape how...
20 May 2025 8,578 1 View
I will answer this question using Nigeria as a case study. Monetary policy plays a crucial role in shaping the stability of the banking sector in Nigeria, as in other economies. The Central Bank...
19 May 2025 3,113 3 View
01 January 1970 9,466 5 View
01 January 1970 3,482 5 View
01 January 1970 5,520 3 View
