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Questions related from Ayodeji Bamidele Owoeye
Key challenges include: Limited ESG awareness and expertise, Weak regulatory enforcement, Inadequate ESG data and reporting standards, High cost of ESG compliance, Low investor demand for ESG...
29 June 2025 4,256 3 View
Board independence is critical to ESG oversight. Independent directors bring objectivity, enhance transparency, and challenge executive decisions—especially on sustainability risk and ethical...
29 June 2025 4,573 2 View
The most common route to a PhD in the UK is the traditional route, involving independent research culminating in a thesis. This can be studied full or part-time, with most full-time students...
10 June 2025 2,451 3 View
Yes, a semi-structured questionnaire can be a suitable method of data collection for a mixed-methods research design. It allows for a combination of structured and unstructured questions, offering...
10 June 2025 5,567 11 View
Macroeconomic variables such as interest rates, inflation, exchange rates, and political stability significantly impact firm valuation. For example, high inflation or currency volatility increases...
10 June 2025 5,680 13 View
Digital banking bridges geographic and economic gaps by enabling access to financial services through mobile and online platforms. In rural Europe, where physical bank branches are declining,...
10 June 2025 6,135 3 View
To increase domestic inflows into the economy, the Central Bank can use several tools, primarily focused on influencing interest rates and the money supply. These include lowering interest rates...
10 June 2025 9,680 3 View
Financial literacy is key to the adoption and effective use of digital banking tools. It reduces fraud vulnerability, improves savings and credit behavior, and enhances financial inclusion....
03 June 2025 4,685 3 View
Board diversity (in terms of gender, independence, and expertise) is linked to more prudent risk-taking. In emerging markets, concentrated ownership and weak regulatory enforcement can undermine...
01 June 2025 3,018 8 View
Basel III strengthens capital requirements and introduces liquidity coverage and leverage ratios, enhancing banking system stability. In developing countries, implementation challenges exist due...
30 May 2025 6,055 2 View
Digital banking significantly enhances financial inclusion by lowering transaction costs, expanding access to unbanked populations, and enabling real-time financial services. Mobile banking and...
30 May 2025 2,071 5 View
Cryptocurrencies offer diversification benefits due to low correlation with traditional assets. However, their high volatility, regulatory uncertainty, and lack of intrinsic value pose risks....
30 May 2025 8,613 2 View
Understanding cognitive biases, emotional regulation, and neural plasticity can help educators design learning environments that promote engagement, motivation, and retention.
29 May 2025 1,131 6 View
Qualitative methods provide rich, contextual insights, while quantitative methods offer generalizability and statistical power. A mixed-methods approach can combine the strengths of both.
29 May 2025 9,662 2 View
Climate change affects global food security by altering temperature and precipitation patterns, leading to crop failures, reduced yields, and changed growing seasons. This can have significant...
27 May 2025 4,461 9 View
Thematic analysis involves identifying and coding themes within qualitative data, while content analysis involves analyzing the frequency and meaning of specific words or phrases. Both techniques...
27 May 2025 5,073 10 View
Surveys are useful for collecting data from a large sample size and can be administered quickly, but may lack depth and nuance. Interviews, on the other hand, provide rich and detailed insights,...
27 May 2025 8,370 1 View
Financial inclusion means that individuals and businesses have access to and use affordable financial products and services that meet their needs, which are delivered in a responsible and...
22 May 2025 6,523 3 View
Capital markets play a pivotal role in the financing and growth of firms by providing access to long-term funding, enhancing liquidity, and promoting efficient allocation of resources. The capital...
20 May 2025 9,761 2 View
AI improves credit risk assessment by analyzing non-traditional data (mobile usage, social behavior, transaction patterns). This enables microfinance institutions to extend credit to thin-file...
01 January 1970 9,457 5 View
