Supplementary research questions:
1. Can state intervention implemented as part of socio-economic and housing policy be the main source of accelerating the country's economic growth in the long term?
2. Can state-owned investments under the active socio-economic and housing policy be a significant determinant of raising the country's economic growth in the long term?
3. Can state intervention conducted as part of an active socio-economic and housing policy be recognized as the main factor in raising the country's economic growth in the longer term if after a few years of using them, the private sector will also become significantly more active in investment activities?
Analysis of the research problem:
Is it possible to prolong the heyday of the national economy in the context of cyclical cyclicality if this process of economic recovery takes place within the framework of sustainable development and in a situation of full credit and investment risk control? The aforementioned full control of credit risk results from efficiently conducting control processes of the state banking supervision institution, which effectively blocks the possibility of faster development of derivative instruments, speculative transactions on capital markets, unreliable practices used in private entities of the financial system and too fast, high credit risk development of the commercial sector financial in relation to other sectors of the national economy, relative to the real economy.
Publication containing a summary of the conducted research, the purpose of which is to formulate answers to the above questions:
"Economic and financial situation of households in Poland – analysis and diagnosis"
Summary of the publication containing key issues regarding the research problem:
Families in Poland run households with significantly lower disposable income compared to families in Western European countries. The level of family consumption in Poland in recent years is approaching the EU average, while the level of financial savings is still five times lower than the average. In Poland for many years the relatively low incomes have been achieved by families with many children. Similar relationships exist in the area of housing and household appliances in durable goods. In recent years, after the global financial crisis in 2008, the global and domestic economy began to improve steadily. At the same time the income situation of families in Poland has also started to improve. In addition, the Family 500 Plus program was launched in April 2016 as a key instrument of social family policy in Poland.
Bibliographic description of the publication:
D. Prokopowicz, W. Wereda, Economic and financial situation of households in Poland – analysis and diagnosis (in:) "Polityki Europejskie, Finanse i Marketing. European policies, Finance and Marketing”, Science Notebooks SGGW, Warsaw University of Life Sciences, Warsaw 2017, nr 18/2017, pp. 240-258. ISSN 2081-3430. doi:10.22630/PEFIM.2
Link to the publication of the author of the research project:
https://www.researchgate.net/publication/322783962_ECONOMIC_AND_FINANCIAL_SITUATION_OF_HOUSEHOLDS_IN_POLAND_-_ANALYSIS_AND_DIAGNOSIS
Project:
Family 500 Plus Program, Plus Apartment, Plan for Responsible Development as a component of the pro-development program of socio-economic policy Economy Plus in Poland and a new example of building a modern social market economy
Keywords:
material situation, economic and financial situation, family, households, income, savings, consumption, household finance, society, family policy, social policy, economic policy, Family Plus 500 program, Apartment Plus program, state intervention, state investments, public sector, private sector, business cycles, economic recovery, sustainable development, mixed economy, determinants of economic growth of the national economy.
Investment of 'State' in basic 'Social' and 'Housing' under 'Social Protection' promotes country and reinforced internal strength in society
For this I think Ireland serves as an interesting demonstration of the flaws in under-investment in social housing policies.
We are perhaps quite well known economically for being the home of the EMEA offices of many multinationals and pharma companies, typically from the US - but in recent years, and primarily due to an under-investment in building social housing and instead relying on private provision of social housing through a scheme called the housing assistance payment (amongst others), which means in many cases those on these payment are competing with private tenants (typically middle-earners) and driving up prices because supply is not increasing and demand for private housing is increasing. It's essentially a capacity issue, with this state not providing the capacity leading to limited growth options.
In short we're seeing many potentially skilled employees opting for other cities in Europe (such as Berlin), which is in turn leading many firms to be unhappy with the availability of talent. This is an interesting report by the American Chamber of Commerce in Ireland (alongside a top housing academic) on exactly this problem:
http://www.amcham.ie/getattachment/887a1551-cc8f-4b2b-a3cb-312775e40f75/Growing-Great-Teams-in-Ireland-The-Role-of-the-Residential-Rental-Sector.pdf.aspx?ext=.pdf
Thank you for participating in the discussion. Your remarks, conclusions, theses, research results, scientific considerations are very interesting and enrich the discussions in this topic. I invite you to continue the discussion People interested in this subject.
The issues of the economic, financial, material and housing situation of households against the background of the state's economic policy have been described in the publications:
https://www.researchgate.net/publication/322236125_FAMILY_500_PLUS_PROGRAMS_AND_FLAT_PLUS_WITH_KEY_INSTRUMENTS_FOR_PRIVATE_SOCIAL_POLICY_IN_POLAND
https://www.researchgate.net/publication/327035307_Ability_to_Generate_Financial_Savings_by_Households_in_Poland
https://www.researchgate.net/publication/322783962_ECONOMIC_AND_FINANCIAL_SITUATION_OF_HOUSEHOLDS_IN_POLAND_-_ANALYSIS_AND_DIAGNOSIS
I invite you to discussion and cooperation. Greetings
The above question inspired me to the following considerations:
The economic and financial, material and housing situation of households and economic growth?
Analysis of the economic, financial, material and housing situation of households against the background of the state's economic policy
Does anyone of you examine the correlation between the use of interventionist, active, counter-cyclical socio-economic policy of the state consisting in financial and material support for citizens and low income families and representing the middle class of the social structure and the growth of consumption and savings and, consequently, improving economic growth?
Does anyone from you research the following issues in your country:
The economic and financial, material and housing situation of households against the background of the state's economic policy?
I carried out research in this area. I received interesting results on the correlation of an active interventionist socio-economic policy and the pace of economic growth. Particularly interesting correlations occur between state intervention in the field of housing and social policy and the economic and financial, material and housing situation of households. The improvement of the economic, financial, material and housing situation of households is an exceptionally strong countercyclical factor activating economic growth. In addition, it is also a particularly important issue in developed economies in which the unfavorable demographic process of an aging population has been going on for many years. The long-term improvement of the economic, financial, material and housing situation of households, which continues in the period, translates into an increase in fertility and a slowdown in the socio-economically unfavorable process of an aging population. In my country, there are currently developed programs to improve the economic, financial, material and housing situation of households, which has been shown to be an important growth-enhancing factor, stimulating consumption and increasing savings. As a consequence, an improvement in economic growth is observed in many branches of the local and national economy.
I invite you to the discussion.
In addition, I note the interesting discussion inspired me to the following considerations:
Socio-economic policy improving the economic, housing and social situation of citizens?
Does any of you study the problems of shaping socio-economic policy, whose aim is to improve the economic, housing and social situation of citizens or households? The aim of this type of policy is to increase the incomes of the population, in particular the poorer middle class in the society of a given country. The increase in consumption is the result of increased consumption and savings. As a result, the demand for consumer and capital goods is growing, production and investments are growing, and consequently accelerating economic growth of the national economy is recorded. A derivative of this process is an increase in tax revenues to the state budget due to the growing tax base, i.e. growing income and expenses. In this way, the state as an economic entity can further develop an active socio-economic policy. I conduct research on this subject.
The results of my research showed a correlation between the use of interventionist, active, counter-cyclical socio-economic policy of the state consisting in financial and material support for citizens and low-income families, representing the middle class of the social structure and the increase in consumption and savings and, consequently, improving economic growth?
Does anyone from you research the following issues in your country:
The economic and financial, material and housing situation of households against the background of the state's economic policy?
I carried out research in this area. I received interesting results on the correlation of an active interventionist socio-economic policy and the pace of economic growth. Particularly interesting correlations occur between state intervention in the field of housing and social policy and the economic and financial, material and housing situation of households.
I invite you to the discussion.
The improvement of the economic, financial, material and housing situation of households is an exceptionally strong countercyclical factor activating economic growth. In addition, it is also a particularly important issue in developed economies in which the unfavorable demographic process of an aging population has been going on for many years. The long-term improvement of the economic, financial, material and housing situation of households, which continues in the period, translates into an increase in fertility and a slowdown in the socio-economically unfavorable process of an aging population.
I invite you to the discussion.
In my country, there are currently developed programs to improve the economic, financial, material and housing situation of households, which has been shown to be an important growth-enhancing factor, stimulating consumption and increasing savings. As a consequence, an improvement in economic growth is observed in many branches of the local and national economy.
I invite you to the discussion.
I am currently investigating the correlation between the application of interventionist, active, counter-cyclical socio-economic policy of the state consisting in financial and material support for citizens and low income families, representing the middle class of the social structure and the increase in consumption and savings and, consequently, improving economic growth.
I invite you to the discussion.
In view of the above, the current question is: Does any of you study the problems of shaping socio-economic policy, whose aim is to improve the economic, housing and social situation of citizens or households?
Please, answer, comments. I invite you to the discussion.
I invite you to scientific cooperation
The issues of the economic, financial, material and housing situation of households against the background of the state's economic policy have been described in the publications:
https://www.researchgate.net/publication/322236125_FAMILY_500_PLUS_PROGRAMS_AND_FLAT_PLUS_WITH_KEY_INSTRUMENTS_FOR_PRIVATE_SOCIAL_POLICY_IN_POLAND
https://www.researchgate.net/publication/327035307_Ability_to_Generate_Financial_Savings_by_Households_in_Poland
https://www.researchgate.net/publication/322783962_ECONOMIC_AND_FINANCIAL_SITUATION_OF_HOUSEHOLDS_IN_POLAND_-_ANALYSIS_AND_DIAGNOSIS
I invite you to discussion and cooperation. Greetings
From the perspective of economic theory, technically speaking, housing is a private good and should be in the private sector. However, there may be some strong arguments for public sector involvement in the housing market,
We should review the empirical evidence on this issue, and then make an informed decision on the relative merits of the public sector versus the private sector with respect to housing.
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