Would CBDCs offer "net benefits"? Definitely, no one size fits all and each country or region has its own specific. One should take into account both supply and demand side. On the demand side, among the relevant features of a CBDC there are: privacy, security, usability, the absence of additional costs. On the supply side, all kind of risks should be taken into account. Until the adoption of a CBDC, its widespread acceptance is crucial.
What are the risks of using the old money … coins, banknotes, giro accounts?
what CBDC you assume only for internal use or also for external use?
Thank you, Jan! CBDCs should be also a solution for cross-border payments.
eCBDC or mCBDC? Do you refer to multi-CBDC arrangements? Coordinated design frameworks including technological, market structure and legal aspects, aiming to facilitate cross-border interoperability of multiple CBDCs from different jurisdictions.
https://www.imf.org/en/Publications/Policy-Papers/Issues/2021/07/09/Central-bank-digital-currencies-for-cross-border-payments-461850
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