Subsidiary question: Would you like to have a personal e-bank (PEB) that described in the book "S-economics" (p. 45)?

Dear Vladimir,

I think PEB will be very useful tool. It should be convenient for user, and PEB usage will reduce number of violations of the economic behavior rules.

Dear Alexander,

Today bankers are not interested in implementing PEBs, because they will lose the possibility of unauthorized use of clients' money. 

Dear Vladimir, do you believe that the normalized economic mechanism will replace the existing economic mechanism?

Dear Boris,

I believe that the existing economic mechanism of extraterritorial profit (p.15) will be replaced by a normalized economic mechanism (p.31).