I am interested in the statistical evaluation of such a connection.
Thank you Dr Mohan Das Vaidya for your answer which was too helpful.
https://books.google.com/books?id=_d34lOMQJJsC&pg=PA55&lpg=PA55&dq=What+is+the+relationship+between+the+concentration+of+bank+loans+and+lending+efficiency?&source=bl&ots=oeE5dE5oHk&sig=bP44UBBuAuu9gozN06LmLkK3ans&hl=en&sa=X&ved=0CCUQ6AEwAWoVChMI0cPY8OGWxgIVC6ZyCh2qjwDj#v=onepage&q=What%20is%20the%20relationship%20between%20the%20concentration%20of%20bank%20loans%20and%20lending%20efficiency%3F&f=false
https://www.researchgate.net/publication/286256177_Global_Financial_Crisis_Exploring_the_Special_Role_of_US_Banks_and_Regulations
Article Global Financial Crisis: Exploring the Special Role of U.S. ...
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