In the context of academic writing, a citation is an in-text acknowledgement of a specific part of the text in the article or assignment that has been taken from a source . On the other hand, a reference, also known as a bibliography or works cited, is a list of sources that have been cited in the article or assignment. In other words, a citation is an acknowledgement within the text of the paper that a certain piece of information came from a specific source, while a reference is a more comprehensive list of all sources that were cited in the paper.
Yes, the term "reference" typically refers to the complete citation of a source that appears in a reference list or bibliography at the end of an article or assignment. So when a source is "referenced," it means that it is included in a list of sources used in the work. The reference section is where readers can find the full details of these sources.