Dear Ms.Dalton and other readers on this string or outside,

                            While it is socially very important that healthcare be delivered to the marginalised it is equally important to ask in the context of any industrialised market economy why that is not already happening. This is the scientific problem we believe. We have used Econophysics to discover this Insurance Markets Functor and Sector category (using first principles of category theory (Mallick, Hamburger, Mallick (2016)) and found that with a Insurance Information System which is String Theoretically Systems Integrated "with pretrading learning" by the population, will very scientifically reach systems integrated equilibrium over spacextime factorisation using our developed Dbranes String Functor and Sector category Algebra and Calculus which satisfies transitivity with the design of Artificial Genetic Gravity Neural Networks over spacextime. Network Physics can solve the problem and achieve modified Pareto Optimality with Walrasian Auctioneer Category Arrow-Debreu Price Engineering for Insurance categories (also Mallick (2011)). An application in terms of "God does not play dice" Einsteinian Principle which the Swedish School of Physics had waylead to show can be solved by suitable integration (Ingelman (1982)) for example. If you care to you can take alook at our publications including the ones on Pharmaceutical Industry Classification Categories which are the Econophysical solutions also. Sorry if we sound too technical but it is a 'bypass' solution using systems Physics and of course Economics and Medical Sciences.

Soumitra K. Mallick

for Soumitra K. Mallick, Nick Hamburger, Sandipan Mallick

Thank you for your response.