The effects of data analysis on the receivable in the banks.

It is standard for dissertation chairs to tell you that you can write a PhD dissertation or Masters thesis on anything you want. That .is true but if you want the best chance to graduate, write on a topic that helps the career of your chair. There are many books on this and other media sources. They concur with what I say. Once you get out, then you can pick your topics. The most important work you ever write will come at least a few years after you graduate. Up close, I have seen evidence of what I just told you, hundreds of time. There is a book, "Getting what you came for." It is one of hundeds that gie this advice. Also let your chair pick other committee members. You want people who like each other.

Dear Amarpreet

You can discuss with your dissertation chair and committee the possibility of studying the following dissertation topics:

1. Data analytics for risk management

2. Customer service support metrics and performance

3. Asset allocation automation

4. Customer response to digital experience

5. Fraud prevention using data analytics

THANKS Raymond A K Cox André Omer Laplume

Excellent, Amarpreet and we all know you can do it! Researchers take in lots of info and add something unique to that. You know that and you have the strong tennacity to get the job done. Take a few days off or a few hours off, now and then. Then come back with a fresh mind each time. Take care and know we have all been there.

I propose the following topic: The use of Industry 4.0 technology, including Big Data Analytics, in order to improve credit risk management processes in commercial banks. In addition, an interesting topic is also: Directions of development of Industry 4.0 technology applications, including artificial intelligence in online banking. In addition, I propose research in the field of verifying the correlation analysis of the improvement of credit risk management processes and the probability of the appearance of another global financial crisis. I conduct research on the above-mentioned issues and encourage scientific cooperation. Below, I have provided a short argument for the proposed research topics. The directions of the development of the Industry 4.0 technology applications, including artificial intelligence in internet banking, including the development of internet and mobile electronic banking, are enormous. Has any of you conducted comparative research on the security of using internet mobile banking on smartphones with different operating systems and different security systems for data transfer via the Internet? Besides, maybe some of you are researching the issues of risk management of processing and transfer of classified data in electronic banking systems, including internet, mobile banking with access to bank accounts via a smartphone? If so, I invite you to discussion and cooperation, because I research this issue. Currently, I also conduct research on the correlation of integrated credit, operational, technological and data transfer security risk management systems in mobile internet banking. Some internet tech companies, including antivirus vendors for example, are researching cybercrime in mobile online banking. The financial sector belongs to those sectors in the national economy in which the possibilities of using ICT and Internet technologies, Industry 4.0, including artificial intelligence, learning machines, the Internet of Things, Business Intelligence, Big Data, Data Analytics, etc., are the greatest. Some of the ICT, Internet and Industry 4.0 information technologies have been implemented for many years in sales systems, electronic and mobile banking systems, banking analytics, financial risk management, etc. in financial institutions. On the other hand, the use of the enormous opportunities offered by artificial intelligence in the field of finance is just beginning, but the potential for this use is huge. Currently, an indirect but important for the development of financial systems competition has started between banks and other institutions of the financial sector and technology companies operating mainly or exclusively on the Internet, referred to as fintechs. one of the factors of this competition is the issue of the effective implementation of ICT and Internet information technologies into the conducted business, Internet billing, Industry 4.0, including artificial intelligence, learning machines, Internet of Things, Business Intelligence, Big Data, Data Analytics , besides blockchain technology, cryptocurrencies, cloud computing and other advanced data mining technologies, etc. I have described the issues of applying artificial intelligence in the financial sector in my Questions and Discussions conducted on this Research Gate discussion forum. On the other hand, the issues related to the use of other information technologies, ICT, Internet, Industry 4.0, including Big Data database technologies, analytical Business Intelligence and others in applications in financial institutions, are described in my scientific publications available on the Research Gate portal. I invite you to research cooperation in these development areas of finance and banking.

Best regards,

Dariusz Prokopowicz