https://www.gobankingrates.com/money/wealth/legit-money-making-schemes/

Never spend your money before you have earned it.

Thomas Jefferson

I would recommend you study an introductory textbook on monetary economics; e.g.

https://www.exploring-economics.org/de/studieren/buecher/modern-monetary-theory-and-practice-an-introductor/

Monetary systems play a crucial role in shaping the dynamics of societies and economies. Here are some ways in which different money schemes can affect people:

1. Economic Stability:

• Sound monetary policies and stable currency values can contribute to economic stability. People can plan and invest with more confidence in an environment where the value of money remains relatively consistent.
• Unstable or hyperinflationary currencies can erode people's purchasing power and savings, leading to economic uncertainty and reduced quality of life.

2. Social Inequality:

• The distribution of wealth and income can be influenced by monetary policies. For instance, if a monetary system favors certain industries or groups, it can exacerbate wealth inequality.
• Inflation can disproportionately impact lower-income individuals who may struggle to keep up with rising prices.

3. Access to Credit:

• The availability and affordability of credit can vary based on monetary policies. Easier access to credit can stimulate economic growth, but it can also lead to overindebtedness for individuals if not managed properly.

4. Economic Growth:

• Monetary policies can influence interest rates, which in turn affect borrowing costs for businesses and consumers. Lower interest rates can encourage borrowing and spending, boosting economic activity.
• However, overly expansionary monetary policies can lead to unsustainable growth and financial bubbles.

5. Social Welfare Programs:

• The monetary system can impact the government's ability to fund social welfare programs, such as healthcare, education, and unemployment benefits.
• Inflation or currency devaluation can reduce the purchasing power of government budgets, potentially straining these programs.

6. International Trade and Investment:

• Exchange rates and currency stability play a role in international trade and investment. A strong currency can make exports more expensive and imports cheaper, affecting trade balances.
• Volatile exchange rates can create uncertainty for businesses engaging in international trade and investment.

7. Behavioral Effects:

• People's behavior can be influenced by monetary policies. For example, low interest rates might encourage more spending and investing, while high interest rates might encourage saving.
• Currency devaluation can incentivize people to spend rather than save, leading to increased consumption.

8. Confidence and Trust:

• People's confidence in a monetary system is essential. If people lose trust in the currency's stability, it can lead to hoarding, capital flight, and economic turmoil.

9. Financial Markets:

• Monetary policies can impact financial markets, affecting the returns on investments such as stocks, bonds, and real estate.
• Sudden changes in monetary policies can lead to market volatility and uncertainty.

To:

Pritha ChaturvediThank you, for providing a clear explanation to my suggestion

I kindly Appreciate your effort