What is the current impact of Financial Technology (Fintech) backed by ICT information technology and Industry 4.0/5.0 on commercial banking?
The influence of Financial Technology (Fintech) backed by ICT information technologies and Industry 4.0/5.0 on commercial banking has been growing in recent years. Commercial banks, concerned about the development of Financial Technology (Fintech) in support of the sale of online information services, the development of financial intermediation, online payments developed as part of the offerings of Internet-based technology companies, are trying to implement similar solutions into the developed online and mobile banking. The implementation of ICT and Industry 4.0/5.0 information technologies, including recently Big Data Analytics, cloud computing and generative artificial intelligence, among others, can be helpful in the framework of creating Financial Technology (Fintech) solutions in commercial banks.
In view of the above, I address the following question to the esteemed community of scientists and researchers:
What is the current impact of Financial Technology (Fintech) supported by ICT information technologies and Industry 4.0/5.0 on commercial banking?
What is the current impact of Financial Technology (Fintech) on commercial banking?
And what is your opinion on this topic?
What is your opinion on this issue?
Please answer,
I invite everyone to join the discussion,
Thank you very much,
Best regards,
Dariusz Prokopowicz
The above text is entirely my own work written by me on the basis of my research. In writing this text I did not use other sources or automatic text generation systems.
Copyright by Dariusz Prokopowicz
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Chapter Role of digitization for German savings banks
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