The issue of the impact of monetary policy on the stability of financial systems in the context of the global financial crisis is described in the publication:

https://www.researchgate.net/publication/320060288_ACTIVATING_INTERVENTIONIST_MONETARY_POLICY_OF_THE_EUROPEAN_CENTRAL_BANK_IN_THE_CONTEXT_OF_THE_SECURITY_OF_THE_EUROPEAN_FINANCIAL_SYSTEM

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Has investment banking been restructured after the global financial crisis of 2008 so that another such crisis would not happen again?

I believe that the risk continues to grow in financial systems. This means that another global crisis can not be ruled out in the next few years. The financial system has not been repaired, and necessary investment programs for prudential systems have not been forced on investment banks. Large banks are becoming even larger. in autumn 2008 one of Lehman Brothers investment banks collapsed but several other similar ones earned in this crisis, in addition, there are many indications that they have contributed significantly to generating such a high systemic risk, they used the crisis to their business goals. The investment banks were not restricted from taking such high credit risk, which contributed to the outbreak of the global financial crisis in 2008. The system still remains vulnerable, the procedures are still not honestly observed. The fact that another global financial crisis will generate investment banks is almost certain. The only question is when will it happen?

Please, answer, comments. I invite you to the discussion.

Is it possible to combine the issue of reliability of compliance with banking procedures with operational risk and the possibility of losing liquidity by the bank?

The basic data used to determine the effectiveness of commercial banks are included in the banks' financial statements. these data relate to the bank's involvement in specific active transactions, necessary to determine the quality of the loan portfolio, to determine the quality of credit, operational, liquidity, debt, operational risk management processes, etc. An IT risk analysis should be added to this. In addition, financial statements also include data to calculate the deposit security ratio, profitability of individual categories of assets and use of available financial resources. This type of data should be combined with individual categories of estimated risk levels measured in correlation to the involvement in individual active operations. However, in the case of the analysis of the investment bank's effectiveness, it should additionally include an analysis based on risk assessment models for investment in derivatives and other capital market instruments. In this regard, many banking procedures were previously unreliably carried out which generated very high levels of credit risks and caused huge financial losses, eg in the Lehman Brothers investment bank, bankruptcy of this bank and the beginning of the global financial crisis in mid-September 2008.

I researched this problem and in my publications I confirmed that it is possible to combine the question of the reliability of banking procedures implemented in the area of risk management with sources of financial crises.

However, I would like to hear your opinion on this matter.

In view of the above, I am asking you the following question: Is it possible to combine the ethics of banking procedures in the field of banking operations with the sources of financial crises?

Please, answer, comments. I invite you to the discussion.

What could lead to another global financial crisis?

Some economists say that it is enough for China to open up US Treasury bonds on the open market. Then a sharp drop in the US dollar to other currencies would trigger a new global financial crisis. But does the como depend on this to trigger such a global crisis? For now, no, but will not there be a future big investment bank that wants to earn in this or a similar surgery, we do not know.

Please, answer, comments. I invite you to the discussion.

Can the genesis of global economic crises be combined with technological revolutions?

In addition to many economic and financial sources in the field of unreliable risk management procedures, re-evaluation of assets on capital markets, long-term too low interest rates by central banks, granting loans to entities without creditworthiness, etc., according to non-classical theories, other sources of crises economic.

One of these non-classical theories is combining deep economic crises with technological revolutions, the secondary effect of which is over-investing in technological projects and re-evaluating the assets that these projects relate to.

In view of the above, I am asking you: Can the genesis of global economic crises be combined with technological revolutions?

Please, answer, comments. I invite you to the discussion.

Will the next global financial crisis be similar to the previous one?

What new factors of systemic investment, financial and credit risk may generate another global financial crisis in the future?

Will the next financial crisis be similar to that of 2008 or rather it will be different.

Did the central banks significantly increase their reserves for such an eventuality?

Please, answer, comments. I invite you to the discussion.

Is banking lobbying in rating agencies, moral hazard in investment banking and ... can be the main factor in the next global financial crisis?

Does deepening the liberalization of the rules of conducting transactions in financial markets, banking lobbying in rating agencies, moral hazard in investment banking, failure to observe prudential procedures, neglecting the methodology of creditworthiness analysis in the process of verification of potential borrowers and violation of ethics in business can be the main factor in the next global financial crisis ?

And these types of factors at the transactional and procedural level were, in addition to the mild monetary policy of central banking, indicated by economists as the key determinants of generating the global financial crisis in 2008.

Please, answer, comments. I invite you to the discussion.

They had a big role.

Dear Friends and Colleagues of RG

The development of financial systems is shaped by the high level of the global economy situation changeability indirectly influenced by interventionist economic policies as well as financial crisis and state of finances of a given country. The attempts undertaken by particular governments to activate economic growth indirectly contributed to the growth of investment and credit risk as well as to creating speculation bubbles in the capital markets stocks. The latest global financial crisis from 2008 was an effect of increasing discrepancy, mismatch between that fast growth of financial instruments including credit financial instruments and the matter of improvement of credit risk management process connected with concluding transactions based on those instruments. In this dissertation, there is a growth of the significance of the credit risk management improvement presented in the context of appearing temporarily financial crisis and thus undertaken interventionist anti-cyclic economic policy.

Do you agree with my opinion?

Please reply

I invite you to the discussion

I described the problem of "Determinants of Credit Risk Management in the Context of the Development of the Derivatives Market and the Cyclical Conjuncture Economic Processes " in the publication:

Article Determinants of credit risk management in the context of the...

I invite you to discussion and cooperation.

Best wishes