Dear Scholars,
I wish that researchers from all over the world are linked through this portal. Would you kindly enlighten me by naming the country where (mandatory or optional) "personal credit scoring" is used?
Regards
Dr. Aziz
In India personal credit scoring is being used by all banks to decide the credit worthiness. This credit score is known as CIBIL Score.
Also in Poland: The vast majority of scoring cards are used to assess creditworthiness and evaluate the probability of default, so the higher the score, the lower the probability of default.
Anna Warchlewska Thank you so much for your reply. Is it mandatory to measure the creditworthiness of each credit card holder?
Ramchandra Patil Thank you so much for your reply. Is it mandatory or optional?
as a rule, a credit card is a type of credit, so scoring is also checked with this form of financing.