Allow me if it is not annoyance to give you an research idea, which I think is interesting. According to Basel III, how do the new liquidity requirements (net stable funding ratio and the liquidity coverage ratio) affect the access to financing of individuals and / or companies in terms of admission credit policies and and in terms of cost?
Basel 3 regualtion has proposed few ratios in terms of capital, and these ratios need to be impleminted soon so try make these ratios as your main variable with adding ( bank- specific and macroeconomic ) and who they effecting bank risk- taking or bank stability or bank profitability