I am working on role of small finance banks on financial inclusion. But struck with methodology. Wanted a clarity on variables(constructs) and which methodology to use.
it would depend on your definition of inclusion - this would determine how you measure inclusion.
you may perhaps look at descriptive statistics - either from the society side or the bank's side. by noting the demography/ descriptive statistics of the banks clients, or the sources of finance of the community, it is possible to establish the impact the banks have in terms of inclusion
here am attaching link of a research paper which may help you to know about determinants that measure the extent of financial inclusion with special reference of India.
Article Computation of Financial Inclusion Index for India