Frankly, I was thinking about Helical antenna working in the axial mode. The problem is designing a helix with a size suitable for handheld terminal makes the antenna working in the normal mode (having radiation pattern as the monopole antenna), not the axial mode !!!
The same problem I may face with the quadrifilar antenna. But based on your reply I guess the key point is with dielectric loading. I was looking for the exact design used actually to evaluate the induced SAR in human head.