Good list of researchable topics. I would add cybersecurity to that list especially in the current geopolitical environment.

Article A better mousetrap: The NIST Cybersecurity Framework can hel...

Harshita Sharma I reckon you try to identify the curent issues in your region and country and see which is interesting for you. Any country faces mutifaceted challenges. In additin, just type "banking & finance in India" and filter '2024 in Google Scholar', you will see trending peer-reviewed articles.

https://scholar.google.com/scholar?hl=en&as_sdt=0%2C5&as_ylo=2024&q=banking+and+finance+india&btnG=

This is how you will be able to relate the trending research with the curenr issues prevailing in India. I hopw it helps.

1. Financial Inclusion and Digital Banking: Research focuses on the role of financial technology (FinTech) in improving access to banking services, particularly in rural areas. Digital banking initiatives and their impact on the unbanked population are also key areas of study.

2. Non-Performing Assets (NPAs) and Bank Stability: Given the high levels of NPAs in Indian banks, especially after the COVID-19 pandemic, many researchers are examining strategies for NPA management, credit risk, and overall bank performance in both public and private sectors.

3. Corporate Governance and Financial Performance: This area explores the relationship between governance practices in Indian banks and their financial outcomes. There is particular interest in understanding the role of board structures, risk management, and regulatory compliance in enhancing financial stability.

4. FinTech and Blockchain Applications: The integration of blockchain technology in banking for secure transactions and fraud reduction, along with the rise of FinTech startups, is another dynamic research area. Studies are focusing on how these technologies can transform financial services in India.

5. Sustainable Finance: With increasing attention on environmental, social, and governance (ESG) factors, researchers are looking into sustainable banking practices and the financing of green projects. This aligns with India's goals of promoting renewable energy and reducing carbon footprints.

6. Monetary Policy and Economic Growth: The link between monetary policy changes, interest rate fluctuations, and their effects on banking activities and economic growth remains a critical research focus. The impact of these factors on credit growth and overall GDP is analyzed using econometric models.