I've recently (May, 2017) found moderate levels of Cladophora, Oscillatoria, and Lyngbia in a 2nd order, softwater, coldwater stream in northwestern New Jersey (USA). A concern has been expressed that presence of these algae may be evidence that nutrient polluted seepage from a septic system is entering the stream. I'm not so sure. I know that high biomass of Cladophora in the Great Lakes has been considered an indicator of nutrient pollution, and cyanobacteria are also often considered indicators of nutrient pollution. But I suspect that low to moderate levels of these algae occur naturally without any pollution, but I'm not sure.