هل تستخدم المصارف الزمن الفعلي او الزمن القياسي عند احتساب الفائدة التجارية؟
اعتقد يجب ان يتم اعتماد الزمن الفعلي وليس الزمن القياسي
In my country, banks are regulated by central bank. Central lend money to other banks at 12% interest then banks lend to customers at 18-25%. The calculation is not clear. maybe depending on Bank objectives
According to the policy of each bank and this policy is announced by the bank and the customer is free to deal with the bank
Greetings
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