Hi, refer to my research papers in the following link to get the latest insights on the topic:

https://www.researchgate.net/profile/Sitara-Karim/research

Thanks a lot Sitara Karim,I will go through them

To check for a good research topic for your thesis, I suggest you do the following:

1. Choose a number of peer-reviewed research papers related to, say, digital banking, from Google Scholar or similar websites, not from any other source such as Google, etc.

2. Read these research papers and check for the research gaps from within such research. You may find these gaps under the subtitle, Future Research or similar subtitles.

3. Make sure that such gaps are not covered by recent research. That is, for the gap that you want to cover, read to the last current research in this regard to make sure that no other author(s) already conducted such research.

4. Then, go ahead and start preparing for your research, preferably using the Literature Review Matrix where you put a table showing authors, title, objectives, problem statement, variables, methodologies used, findings, etc. for each research paper selected. By the way, you may want to keep such relevant research papers to use them as references in your research.

You might be interested in considering whether fintech (on-line only) financial institutions are substitutes for or complements to traditional high street banks.

Hemali Abeysooriya - You could consider the use of digital banking as a tool for addressing and improving financial inclusion among the underbanked

even though many Researches titles in financial inclusion for instance Research by Alemayehu Geda in 1991, etc..find it

Sir, as per the latest trends digital banking or fintech is one of the upcoming researchable topics. one can look from different perspectives like,

1. Fintech or digital banking vs traditional modes of banking.

2. How fintech helps in adding teeth to financial inclusion.

3. Fintech and traditional banking go hand in hand to help in increasing financial inclusion.

4. Whether increased level of awareness, convenience, and access push people towards fintech or digital modes of banking.

5. Whether the introduction of central bank digital currency or cryptocurrency helps in curbing money diversion, embezzlement and other such fraudulent activities.

so these are according to me are some areas which are researchable in context of future

Analysis of the impact of Digital financial Development on Financial inclusion in........

Though, u need to do a proper literature review on the areas so that u can establish a gap

This is much misunderstanding around this subject which is why I wrote my dissertation in the form of a book published here. My guide and collaborator is Dr Gerry Brady at BOOM Economics and I am sure he will provide you with all the information you need to pursue your project. The name of the game in 21st century is CBDCs v Treasury issued digital cash. Check out:

https://boomfinanceandeconomics.wordpress.com/2019/12/15/boom-as-at-15th-december-2019/

https://www.emerald.com/insight/content/doi/10.1108/JIDE-11-2021-0018/full/html

https://www.emerald.com/insight/content/doi/10.1108/RBF-08-2021-0150/full/html

https://www.emerald.com/insight/content/doi/10.1108/JMLC-04-2020-0035/full/html

Here are some references for you, hope this can help you :)

make it Cashless

Thanks everyone for pointing out an area of exploitation to further advance my research work....

I would like to explore in that area

You might like to consider this topic: An Evaluation of the role of Fin-tech and Digital Banking Technology as a Catalyst for Financial Inclusion in ..........

Impact of digital banking and digital finance on Financial Inclusion ?

Of course!

The role of Digital Banking and Finance on Financial Inclusion.

Financial Inclusion: Banking For The Unbanked (A Case Study Of .........)

I think, Blockchain application could be good subject for digital banking applications. Banks charge heavy commissions on money transfers. Blockchain applications can reduce this cost dramatically. Banks are able to serve many of their services online now. Blockchains can be well used for money transfers also for import and export transactions through "smart contracts." A study on "how many banks are performing their transactions through Blockchain?" could be a good example.

Please read all articles from Angela C. Lyons

I adapted their Digital Financial Literacy framework in my new conference paper

Hemali Abeysooriya I'm also interested in it.

Just some ideas:

1. The impact of Digital Banking on Financial Inclusion - A study of first time bank customers.

2. Is digital banking affecting incomes of target consumers - A study of digital finance in rural areas

3. Digital impact - how digital finance effects GDP of a country/region.

You might as well look at Digital currency and financial inclusion in any study environment of your choice.

1. The role of financial self-efficacy on digital currency adoption

2. The role of central banks' digital currency on financial inclusion.

3. The impact of financial literacy on digital currency adoption.

Dear Hemali Abeysooriya,

I propose the following developmental and timely research topic for a PhD thesis on banking and finance: Improving credit and cyber risk management processes in commercial banks developing lending activities for pro-environmental business ventures, developing green lending, green financing and developing remote access to banking services and products through internet and mobile banking, implementing new information, internet and Industry 4.0 technologies into banking activities. I have conducted research and published a series of articles on improving credit risk management processes in commercial banks. I invite you to collaborate with me on this issue of banking.

Best regards,

Dariusz Prokopowicz

impact of fintech on bank lending

I would start here, with the latest on CBDCs from The World Economic Forum:

https://www.weforum.org/agenda/2022/08/what-are-central-bank-digital-currencies/?utm_source=sfmc&utm_medium=email&utm_campaign=2782649_Agenda_weekly-2September2022&utm_term=&emailType=Agenda%20Weekly

CBDC's are being implemented throughout the world because the current global financial system is failing fast. I have been writing about this for over 15 years and report progress in my weekly Letters. Here is my June 2022 assessment of the Repo crisis which quietly unfolded in September 2019 and from which most of our current ills have followed:https://austrianpeter.substack.com/p/a-perfect-storm-the-money-crisis?s=w

Thanks for your support

No problem Hermali. Let me know if you want any further help or questions - I have a wealth of research in this area and IMHO it is a most crucial subject to research. You may wish to talk to an expert in the field, my colleague Gerry (aka BOOM): Contact is noted here in his weekly financial blog:

https://boomfinanceandeconomics.wordpress.com/2022/09/03/us-dollar-rising-rising-rising-europe-will-freeze-in-winter-bitcoin-falling-again/

He is very helpful and always willing to share information.

Attached is a recent analysis of global financial markets in July as a guide to key issues FYI.

Good luck with your project and best regards, Peter

Opps, I can't see the attachment - let me know if you don't have it. Here it is again just in case.

Thanks again and again. Currently I am preparing my research proposal.

I will contact you in future.

Thanks again 🙏🙏🙏

The role of Fintechs in Financial Inclusion will be a good topic that you can consider.

Can anyone knows the way of accessing bank focus data base to extract data and variables?

Effect of Fintech lending on bank performance

Thanks Mr.Peterson

Fintech All changing the world,

• Commercial Lending By Banks.
• Role of IT In Banking.
• Role Of Technology In Banking.

Thanks for your suggestions