Many state housing projects do not achieve their desired outcomes, are there any examples of best practice?
Hello Ryan. A good example would be to look into some of the Indian national governments such as Maharashtra and Gujarat where they tackle these kind of problems very often. The State of Maharashtra alone has more than 114.2 million people and not everyone can afford homes in that State. Multiple projects have followed through over the years to help the EWS(Economical Weaker Section) and have been significantly successful in creating solutions to as many people as possible. Because of the vast population there hasn't been a complete solution yet but the government does have a long-term plan. I'll be attaching a website link of the government where they clearly explain on all their projects, do check them out. I hope this answer helps you in some way.
https://mhada.maharashtra.gov.in/?q=affordablehousing
Cheers,
Sandeep.
Another great example is Norway with Husbanken. I hear they are about to announce another major policy in the push for higher homeownership (especially amongst lower income people), (maybe in July) but I haven't yet been able to unearth what it is.
Here's the link to Husbanken: http://www.husbanken.no/english/social-housing/.
I suspect there will be something on the sustainable, environmentally friendly design of houses in the next policy, something that Norway have long emphasised when delivering social housing.
There's some nice Youtube videos about their current projects, for example see the link below.
Hope that helps!
Brigette
http://www.husbanken.no/english/social-housing/
http://youtu.be/mCtE1h7vUSA
Hi. In Malaysia, private property developers are mandated by the government to provide a certain percentage of low-income housing in proposed developments above a certain size. The quanta differ from one state to another (Malaysia is a federation of 14 states). The system is known as the "Low-Cost Housing Quota" (LCHQ). LCHQ has been implemented since 1982 and has produced more than 600,000 low-cost housing units.
When I say low-cost housing, it is not low-quality housing. Minimum mandatory built up area is 650 square feet, 3 bedrooms, access to facilities and amenities.
I attach a paper which I published in the Pacific Rim Property Research Journal last year which could be of interest to you.
Dear Ryan and all,
in Poland there was a policy called "Family's own home". Its purpose was to provide subsidized mortgage loans for households who did not own an apartment. It was targeted particularly at young couples and lone parents.
I would say that the results of this policy were mixed. Among the positives one should mention the fact that it allowed a number of households to get a mortgage with a lower interest rate, which is particularly important in Poland where mortgage rates are substantially higher than in U.S. or Western Europe.
Also, the policy encouraged some people to take a loan in the national currency during a time when foreign currency loans (particularly in Swiss francs) were getting increasingly popular. It could have some positive effect during the crisis when countries with a high share of foreign currency loans (like Hungary, for example) were facing some difficulties.
If you are interested, you can find more details in a paper that I published last year in Geojournal. I attach the paper to this post.
Dear Ryan,
It is a very complex problem even with investment, to finish with the deficit.
Maybe this material can help your research:
http://www.unep.org/sustainablesocialhousing/CaseStudies_Brazil/Brazil_Sushi.asp
About Brazilian experience :
Program my house my life
http://www.brasil.gov.br/infraestrutura/2011/09/pac-minha-casa-minha-vida
http://www.fau.usp.br/cursos/graduacao/arq_urbanismo/disciplinas/aup0535/Cartilha_-_Minha_Casa_Minha_Vida.pdf
I can collaborate If You need a help with Portuguese.
Best Regards,
Vanessa
Ryan,
Many Northern European countries have excellent planning and housing policies, but I am not sure they are dealing with the "masses" you are talking about. For example, the Netherlands, the country with which I am most familiar, for many years had a housing planning policy that it followed, identifying the housing need and the numbers of units required, then allocating the necessary housing to regions and municipalities. The regional agencies dealt with infrastructure issues, and the municipalities created urban designs and chose the developers to implement them, who in turn selected architects and landscape architects to develop the designs. Unfortunately recent national governments, since about 2009, I believe, have stopped planning for housing.
I don't know if this actually answers your question, but I hope it is useful information.
Julia W Robinson
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