Is the risk of online banking systems currently treated in banks as more important than the classic categories of banking risk, such as credit risk? Do the IT risk management processes of online banking currently absorb significantly more expenditure on improving credit risk management systems?
Please, answer, comments.
I invite you to the discussion.
Best wishes
The online banking risk is getting more attention due to the cyber security risk. As banks involve in cross-border transactions the inherent cyber risk is higher. For that reason banks are investing more to safeguard cyber risk.
Dear Md Bokhtiar Hasan, Mohammad Hassan Shakil, Nirmala S.V.S.G, Emmanuel V Murray, Thank you very much for participating in this discussion. Joint discussions are very encouraging, new concepts are created, ideas are exchanged and different approaches to specific issues are created. Joint discussions significantly contribute to the improvement of the developed concepts of scientific research, new theses, new formulas and directions of new research works.
Thank you very much and best regards, Regards, have a nice day,
Dariusz Prokopowicz
Dear Everyone, In the context of the economically effective operation of a commercial bank, it is necessary to constantly monitor risk factors and improve the processes of managing credit risk (and other categories of financial risk), operational risk (personal, technical, technological), market risk (various market factors), risk of IT systems, loss data transferred via the Internet and cybercriminal activity in electronic internet banking, including mobile banking. In view of the above, please answer the following question:
Which risk category has increased in importance to the greatest extent in recent years or months in the context of the analysis of the effective operation of a commercial bank?
Dear Colleagues and Friends from RG, Please reply
What do you think about it?
What is your opinion on this topic?
Is there any research being done on this topic?
Thank you very much and best regards,
Dariusz Prokopowicz
I thin, credit risk and Internet risk are the most influential risk. Of course , research can be conducted in this regard .....
Dear Md Bokhtiar Hasan, Thank you very much for participating in this discussion. I fully agree with your opinion.
Thank you very much and best regards, Regards, have a nice day,
Dariusz Prokopowicz
Dear Md Bokhtiar Hasan, Dear colleague, I am happy with our cooperation.
I am happy with our joint discussions in issue risk banking. Best regards, Have a nice day,
Dariusz Prokopowicz
Due to the growing scale of digitization and internationalization of economic processes, the dynamic development of internet banking, the implementation of ICT, Industry 4.0 and internet information technologies to economic processes and to the improvement of internet billing and payments, development of online commerce, development of e-commerce, internet marketing conducted on In social networks, etc., the key risk categories that have been more thoroughly researched, secured, managed, etc. in commercial banks include the risk of cybercrime. The SARS-CoV-2 (Covid-19) coronavirus pandemic could further strengthen all these processes, which are derived from the digitization and internetization of economic processes.
Regards,
Dariusz Prokopowicz
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