Time dilation is impossible, because time (obviously of something) that can be expressed by mathematical formula, autonomously does not occur. More on time among other in my article
The question itself does not have any obvious meaning: time dilation, how ever defined, always involves a *comparison* between two different time measurements, performed in different systems, or reference frames. So asking ``what is my time dilation'' is meaningless. In particular, it is not correct, in that sense, to say that ``time stops in a black hole''.