I'm a Phd student in Urban Regeneration and Economic Development and I'm investigating the potential of Microfinance and CDFIs in Urban Regeneration projects.
http://citeseerx.ist.psu.edu/viewdoc/download?doi=10.1.1.200.7536&rep=rep1&type=pdf.
Microfinance for Housing for Low/ Moderate-income HouseholdsIn Ghana
Hello Alfonso! The large majority of studies regarding urban regeneration and microfinance focus on developing countries/regions/urban poor and migrant communities. You can find such papers in Sage Journals - Local economy -. Good luck! Monica
Thank you Monica! That's the reason that I'm focusing my research on that.
Entrepreneurship and micro enterprises, fostered by CDFIs and Microcredit might be a successful strategy in order not have displacement and to focus on human capital ;)
I remember a work about the Mibanco microfinance Bank in Peru, it had a type of microcredit specially for housing called Micasa (my house in spanish). It was quite successfull. In Ecuador there is something similar but I don´t remember it´s origin. What I can say, is that the authors of that paper expressed the idea that microfinance and housing match perfectly because people with low incomes make their house in a kind of "developmental" way, little by little, and that is also the way microfinance works.
Regards
Gustavo Concari
When I was in Hong Kong in 2013-2104, the government had started to provide state fund to develop Hong Kong's microfinance sector. This is to address Hong Kong's inequality, which is highest among developed countries/city-states. Microfinance in Hong Kong may address issues related to urban working poor population, the elderly, the disabled, etc.
Hello Alfonso, I would suggest you review Mohammad Yunnis' work. He developed microfinance programs, Grameen bank, in Sri Lanka. http://muhammadyunus.org/
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