I feel that XFEM model of ABAQUS is more accurate and widely used tool. Yes it is possible in ABAQUS to use XFEM model without defining initial crack in which case the model predicts the crack initiation sites considering the applied boundary conditions.
Please refer to the following publication in which we developed such model, I hope it will be very helpful.
Article Prediction of non-propagating fretting fatigue cracks in Ti6...