The character depends on the zodiac, the family, the upbringing. Over the years, it forms from the environment in which the individual lives and at this point money can change character.
Human character finally depends on applied ethics, i.e. developing the moral capacity to distinguish between false and right actions. Impedements for human character development can be natural temperament and lacking education. So, in this sense, attitude is essential. Teodora Hristova made an important point that, under certain conditions, money can indeed have a destructive role on human character, if it bends ethical decision-making.
Certainly attitude. But When everyone become poor, he/she become humble and humble. But those who have golds or force are also seen by art, and they have a great word.