Our question would relate to a model of fluctuations in industrialized countries with potentially differing, fixed consumption propensities for aggregate male and female wage income. Does empirical research on the question (e.g. household surveys) offer a clear answer? Differences across genders in our simple framework could exist for numerous reasons, including differing attitudes toward risk, that have received attention in the literature. What types of empirical studies might speak most directly to issues in the macro setting we have described and what is their message?