In India definitely yes, RBI has framed policies related with financial inclusion and initiated whole sector of micro-finance to help poor all across India. Currently a lot of credit business is going through thousands of organisations and SHGs have been linked with many public sector banks to avail all banking services in order to provide financial freedom.
It´s also true for Guatemala. The depth of the financial system in the country has increased rapidly in the last decade. This has granted acces to banking to a large amounts of population. It has also had an important impact in the growth and development of towns all over the country.
Check the works of Esther Duflo: https://www.ted.com/talks/esther_duflo_social_experiments_to_fight_poverty
Bye
Financial freedom for poor is still a long way to go in India. Financial institutions and bank has eloberate policies for funding to poor but in practice it not effective as the disbursment depends upon various subjective factors like net worth , security primary and secorndary. In pracitce financial instittution are reletent to fund poor lest their money turns into NPA. The latest results of bank is the example of such loose credit policy and funding poor and fiancial solvency are at loggerhead.