The current account is distinguished by banking features similar to other bank accounts, the most important of which is the characteristic of the account being indivisible. However, anyone who follows the movement of the current account will not find this characteristic truly apparent, meaning that the characteristics of the creditor and debtor will not appear in this account until after the account is closed. However, this feature - that is, the lack of fragmentation of the account - is found to increase the beauty of dealing in electronic banks. Especially when refraining from electronic payment when the balance is insufficient.

This was the subject of master's students' lectures at the time, and there were various answers from the students who took the test at that time.