Prior to do load analysis on the bones, you will need to segment them from the DICOM images (I assume you are using CT-scans) and reconstruct them as 3D models. Some of the following viewer also have basic segmentation capability:
Once segmented, a Marching Cube algorithm is usually used to reconstruct the 3D model usable for FE analysis. You might need to improve the triangulation to get good results though.
you should convert DICOM file into STL format with MIMICS software then try to figure out a IGS or STP or maybe a 3DMODEL format by using Solidwork or Catia sofware. I am not sure but sometimes I heard that Ansys Icem could mesh a STL format. If it was correct you could jump a step. what is important for you is making an meshable format file. If you need more help inform me. (a late response just to new one surfing for it!)