I am not in the financial research field. So perhaps I cannot give the most accurate question.

However, I can mention this, as it comes from my research field which is Science Education, (focuses on how to teach science effectively).

The ultimate goal of science education is science literacy

Hubermane Ciguino - Thank you for your question. The term "financial literacy" means a number of specific skills and knowledge that enable a person to make the right decisions with their financial resources. The approach is used in countries such as Australia, the UK and the USA. Students might be taught through intensive courses and aiming at targeting specific skills that allow individuals to manage their money in better ways.

"Financial education" is broadly used to refer to courses aimed at offering candidates a degree in business to make a career in this area after graduation.

Thanks for your answer.

From me, “Financial literacy” includes the ability and confidence to use knowledge to make good financial decisions, while financial education is the understanding of everyone in the economic world in which they live. Financial education is also knowledge in finance or training in finance.

You need education to achieve literacy. Literacy in a way implies competence as it is an application of learning. Having an education, on the other hand, does not automatically lead to competence...or learning.

Dear Hubermane Ciguino,

I hope the information will help you.

With Best Wishes,

Samir G Pandya

Dear Hubermane Ciguino,

I am please to share with you the following books of the World Bank:

Does Financial Education Impact Financial Literacy and Financial Behavior, and If So, When?

https://doi.org/10.1596/1813-9450-8161

https://elibrary.worldbank.org/doi/abs/10.1596/1813-9450-8161

Financial literacy and retirement preparedness: Evidence and implications for financial education

Smart money: The effect of education, cognitive ability, and financial literacy on financial market participation

Financial literacy: an essential tool for informed consumer choice?

Measuring financial literacy: Results of the OECD/International Network on Financial Education (INFE) pilot study

Financial Literacy, Financial Education and Downstream Financial Behaviors

Financial literacy, financial education, and economic outcomes

Household saving behavior: The role of financial literacy, information, and financial education programs

Measuring financial literacy

The impact of financial education in high school and college on financial literacy and subsequent financial decision making

Financial education and financial literacy in the Czech education system

Financial literacy and financial education: Review and policy implications

How financial literacy affects household wealth accumulation

An analysis of the effects of financial education on financial literacy and financial behaviors

Building the case for financial education

Influence of financial literacy of teachers on financial education teaching in elementary schools

Financial literacy and financial sophistication among older Americans

Discounting financial literacy: Time preferences and participation in financial education programs

Different effects of financial literacy and financial education in Germany

Pr Emmanuel. Thanks for the contributions.

Dear colleague,

It is a duty and a pleasure. As you know, Publons (the largest platform of peer reviewers in the world - https://publons.com/academy) offers PhD students and early-career scientists use Publons an opportunity to demonstrating their expertise by writing post-publication reviews of any articles they've read. I invite you to read these papers and to produce post-publication reviews.