How to develop a model for Determinants of Credit, Liquidity and Operational Risk Management Practices on Performance of Commercial Banks?
What will be the appropriate model?
Dear Abebe Tilahun Kassaye,
Yes. It is possible. I did this kind of research. But it is not easy, because commercial bank executives and bank managers are reluctant to fill in any external surveys, including those that are only used to conduct anonymous, objective scientific research. The issues of procedures, practices, applied models in the field of credit, liquidity, operational, IT risk management, etc. in the field of commercial banks 'performance and in connection with other aspects of banks' operations are treated as elements of interbank competition and constitute an important element of sensitive strategic data treated as strictly confidential . On the other hand, commercial banks that issue securities in public offerings are required to provide in their prospectuses a specific scope of information regarding the procedures, practices, and models used in the field of credit, liquidity, operational and IT risk management, etc. key determinants of the improvement of credit risk management processes in commercial banks. I invite you to read the results of the research I have carried out in this field.
Best wishes,
Dariusz
Hi Abebe Tilahun Kassaye , yes you can but there is need to incorporate financial ratios to capture risk management practises. Focusing on questionnaires alone is more of a behavioural approach thus a mix with financial ratios is more informative.
Yes, you can conduct your primary research but it is recommended to go for secondary data as well as there are several risk management constructs available.
Yes, you can conduct the research on Determinants of Risk Management Practice on Bank performance Using questionnire
The questionnaire will be filled by the person who is conducting risk analysis in that particular bank. Here multi stage sampling method will be used.
Yes, it is possible, but extremely difficult as you can only administer your questionnaires to the "authorized" personnel of the bank. Those authorized persons are the top echelons, mainly the senior managers, and executives, who may not be willing to authorize any "raw" information on this vital topic via the questionnaires.
A secondary data source will be more appropriate for this type of research.
- Badges
- Science topic
- Similar topics
- Computer Science
- Research Topics