The analysis of banking Trojans consists in researching methods of cybercrime in the field of infecting the bank's information systems, both those which are intra-bank and those that serve bank customers as part of online mobile banking. Analysis of attacks by cybercriminals, for example, viruses popular in recent years, trojans of the ransomware type, which after encrypting computers encrypt data disks. In addition, other types of Trojan horses are used to steal sensitive data, personal customers or embezzlement of money from clients' bank accounts, extorting loans, etc. After analyzing methods used by cybercriminals, banks strengthen security systems, protect banking systems against these attacks, improve security and authorization tools online banking clients. In addition, the next step is to improve the risk management process of IT systems. I described these issues, among others, in the following publications:

In addition, cybercriminal attacks on electronic banking systems are probably much more than official statistics provide, because banks do not boast of these events if they do not have to.

This is because many of these cybercrime attacks are ineffective or have relatively low costs, and the identified gaps in the e-banking system are quickly repaired.

however, if the bank customers knew all these events of cyber-criminals, this could reduce the level of confidence in banks.

Then, bank customers could start to withdraw bank deposits from banks and dopiers on a massive scale, then a serious problem for banks would appear associated with a sharp increase in the level of liquidity risk.

In view of the above, the current question is: What would be the consequences for banks to fully inform banks' clients about cybercrime attacks on electronic online banking systems?

I invite you to discussion.

greetings

Dear Friends and Colleagues of RG

I described the problem of cybercrime in publications:

Chapter Propaganda i świadomość w procesie radykalizacji - wzmacnian...

Chapter Determinanty rozwoju cyberprzestępczych ataków na systemy in...

Chapter Analiza bezpieczeństwa ochrony systemów informatycznych w ko...

Chapter Rozwój złośliwego oprogramowania ransomware jako nowy wymiar...

Article Ochrona transferu danych osobowych w cyberprzestrzeni

Chapter Bezpieczeństwo bankowości internetowej i uwarunkowania elekt...

Chapter Prawno-społeczne determinanty bezpieczeństwa gromadzenia i t...

Article Zagrożenia rozwoju i bezpieczeństwo bankowości elektronicznej

Chapter Przestępczość elektroniczna i kradzież poufnych informacji –...

I invite you to discussion and cooperation.

Thank you very much

Best wishes

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