Title: impact of Government's intervention schemes on SMEs's access to finance in Nigeria.

The paper seeks to provide answers to the following questions:

i. Are SMEs aware of the various intervention schemes in place?

ii. Have the schemes reduced the complexities in SME loans application processes?

iii. Have the schemes reduced the issue of cost of accessing funds experienced by SMEs?

iv. Is there increase in the number of loans granted to SMEs?

v. Are the loans amount sufficient for SMEs’ development?

The primary objectives are to find out:

i. If SMEs are aware of the various intervention schemes put in place by the government

ii. If the schemes have reduced the complexities in SME loans application processes

iii. If the schemes have reduced the cost of accessing funds by SMEs

iv. If there is an increase in the number of loans granted to SMEs

v. If the loans amount are sufficient for SMEs’ development

HYPOTHESES OF THE STUDY

H0 – SMEs owners are not aware of the various intervention Schemes put in place by the government

H0 – The intervention schemes have not reduced the complexities in SME loans application processes

H0 - The schemes have not reduced the cost of accessing funds by SMEs

H0 – There is no increase in number of loans granted to SMEs

H0 – The loans amount are not sufficient for SMEs’ development